Circle Introduces USDC to Ripple’s XRP Ledger

Circle has announced the integration of its USDC stablecoin onto Ripple’s XRP Ledger as of June 2025, marking a key milestone in multichain expansion.

The integration enhances XRP Ledger’s liquidity and stablecoin adoption, potentially boosting cross-border payments.

Circle, a major player in the stablecoin market, has added USDC to Ripple’s XRP Ledger, enhancing cross-chain capabilities. Ripple CTO David Schwartz emphasized increased real-world utility from this integration. The move follows USDC’s success on other blockchains like Ethereum.

With this integration, Circle’s USDC gains proximity to XRP’s ecosystem, potentially increasing its use in DeFi and other financial applications. Circle executives anticipate developers will innovate new solutions, leveraging XRP Ledger’s unique features.

Immediate effects could include increased on-chain liquidity and enhanced functionality for cross-border payments. Developers are encouraged to utilize Circle’s APIs for broader financial application deployment. Industry observers expect regulatory scrutiny but highlight USDC’s compliance record as a buffering factor.

Financially, the XRPL platform stands to gain from enhanced liquidity and application scope. Historically, USDC’s introduction to new blockchains correlates with increased trading volumes and application diversity. The XRP community is optimistic about the potential for new applications and liquidity streams.

Ripple’s XRP Ledger aims for incrementing financial innovation with USDC’s inclusion. Stablecoin adoption could lead to significant DeFi growth, mirroring trends seen on Ethereum and Solana. Regulators will likely watch this expansion closely, given stability implications in the digital currency sector.

Rachel Mayer, Head of Protocols, Circle, stated, “The launch of USDC on XRPL is a significant milestone. It supports our vision of making USDC the most ubiquitous and trusted digital dollar.” – source