Bitget App
Trade smarter
Crypto’s Regulatory Challenge: Navigating EU’s MiCA Requirements and Competing with U.S. Innovation

Crypto’s Regulatory Challenge: Navigating EU’s MiCA Requirements and Competing with U.S. Innovation

Bitget-RWA2025/10/24 11:04
By:Bitget-RWA

- EU's MiCA framework reshapes crypto markets, with firms securing licenses and adapting to compliance demands. - U.S. lawmakers aim to finalize a crypto bill by year-end, balancing innovation with oversight amid global regulatory shifts. - MegaETH publishes MiCA-compliant whitepaper, allocating 9.5% tokens to team and enforcing KYC/AML safeguards. - Revolut and Blockchain.com expand under MiCA, but compliance costs risk deterring smaller players and stifling DeFi growth. - Global crypto firms face tradeof

The introduction of the European Union's Markets in Crypto-Assets (MiCA) regulations is transforming the digital asset sector, as leading companies obtain licenses and develop new solutions within the regulatory framework. With the EU’s first all-encompassing crypto policy now in force, projects are working to meet compliance requirements while seeking avenues for expansion. At the same time, U.S. legislators are working to establish their own regulatory structure before the year concludes, striving to encourage innovation while maintaining oversight.

MegaETH, a decentralized finance (DeFi) platform, has released a whitepaper that adheres to MiCA standards, detailing its token distribution and system architecture, according to a

. The paper assigns 9.5% of tokens to the development team and enforces a mandatory two-week withdrawal window, identity verification, and risk notifications, all in line with MiCA’s investor safeguards. While following these rules grants access to EU retail participants and regulated custodians such as OKCoin Europe Limited, some critics believe these requirements could hinder widespread adoption. Protocols must weigh the benefits of regulatory approval against the flexibility of their token models.

Crypto’s Regulatory Challenge: Navigating EU’s MiCA Requirements and Competing with U.S. Innovation image 0

Revolut, a neobank headquartered in London, has obtained a MiCA license in Cyprus, setting the stage to introduce a stablecoin by 2026, as reported by

. Legal analyst Sadri Sali points out that the company will need to utilize its Lithuanian Electronic Money Institution (EMI) license to issue asset-backed tokens under MiCA. Nevertheless, the expenses associated with compliance—such as employing large numbers of anti-money laundering staff—may discourage smaller financial institutions. Revolut’s recent moves into the Mexican market and its acquisition of AI firm Swifty further demonstrate its intent to lead in international financial services, according to a .

Blockchain.com has also leveraged MiCA, securing authorization from Malta's Financial Services Authority to operate in 30 European Economic Area (EEA) nations, as stated in a

. Now under the leadership of financial industry expert Fiorentina D'Amore, the company aims to expand its custody offerings, institutional services, and region-specific products. CEO Peter Smith noted that MiCA’s unified standards are “establishing new global benchmarks,” allowing Blockchain.com to move from a patchwork of regulations to a single compliance regime.

In the United States, lawmakers are close to reaching agreement on a crypto regulatory bill, with 90% of the legislation already drafted, according to a

. The primary goal is to oversee centralized platforms like Coinbase without hindering DeFi progress. However, some warn that current Senate proposals could unintentionally restrict decentralized finance and wallet innovation. Summer Mersinger from the Blockchain Association advised against measures that could drive innovation abroad, while Senator John Kennedy expressed concerns about the risks of hastily crafted regulations.

With MiCA reinforcing Europe’s position as a leader in crypto regulation, companies must balance strict compliance with ongoing innovation. The U.S. push to complete its own rules highlights a worldwide trend toward more organized markets, where both stability and progress compete for priority. For now, the prevailing advice is to stay calm and continue trading.

0

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

You may also like

Solana News Update: Alpenglow Upgrade and Solmate Expansion Make Validator Access More Inclusive

- Solana's Alpenglow upgrade aims to slash validator costs by 80% through reduced voting fees, democratizing node participation in its decentralized network. - Solmate Infrastructure (SLMT) surged 40% after launching a UAE-based validator node using discounted SOL and announcing a $300M oversubscribed financing led by Solana Foundation. - The firm's M&A strategy and $50M Solana Foundation allocation align with UAE digital infrastructure goals, positioning it as both validator operator and ecosystem builder

Bitget-RWA2025/10/26 15:36
Solana News Update: Alpenglow Upgrade and Solmate Expansion Make Validator Access More Inclusive

Ethereum News Update: Ethereum Struggles to Hold $4K Support While Meme Coin LILPEPE Boasts Potential 94x Returns

- Ethereum struggles near $4,000 as key support levels at risk of breaking, threatening a drop to $3,680 if $3,980 fails. - Despite strong DeFi activity and TVL growth, muted trading volumes and Bitcoin ETF outflows hinder ETH's upward momentum. - Meme coin LILPEPE gains attention with 94x return claims, leveraging Ethereum-compatible Layer 2 tech and $27M+ presale funds. - Technical analysis highlights $3,781 Fibonacci support and $4,400-$4,500 resistance as critical for ETH's short-term direction. - Mark

Bitget-RWA2025/10/26 15:36
Ethereum News Update: Ethereum Struggles to Hold $4K Support While Meme Coin LILPEPE Boasts Potential 94x Returns

Bitcoin News Update: Crypto Investor Secures $17M Profit, Indicating Institutional Optimism Despite Market Fluctuations

- Bitcoin rebounds above $111,000 after $19B liquidation, with analysts like Standard Chartered's Geoff Kendrick forecasting potential $200,000 levels by 2025 despite ETF inflow challenges. - Decentralized futures platforms (Hyperliquid, Lighter) hit $1.05T October volume, driven by Bitcoin's 45%+ volatility and $1.25T stablecoin liquidity growth. - Trader "0xc2a" earns $17M profit betting on BTC/ETH rebound, showcasing institutional confidence amid October's "Uptober" volatility narrative. - Technical ind

Bitget-RWA2025/10/26 15:36
Bitcoin News Update: Crypto Investor Secures $17M Profit, Indicating Institutional Optimism Despite Market Fluctuations

Ethereum News Update: Ethereum’s DeFi Boom Fuels Meme Coin Presale Frenzy: BullZilla, MoonBull, and La Culex Aim for 100X Returns

- BullZilla ($BZIL), MoonBull ($MOBU), and La Culex ($CULEX) are top Halloween 2025 meme coins with presale stages, high APY staking, and viral growth strategies. - BullZilla's 70% APY HODL Furnace and MoonBull's 95% APY staking drive 2,738%-9,256% ROI projections as Ethereum's DeFi adoption grows. - La Culex's zero-tax model and 80% APY Hive Vault aim for 33,230% returns, while experts warn meme coins remain volatile despite structured tokenomics. - Institutional Ethereum inflows and RWA tokenization tren

Bitget-RWA2025/10/26 15:16
Ethereum News Update: Ethereum’s DeFi Boom Fuels Meme Coin Presale Frenzy: BullZilla, MoonBull, and La Culex Aim for 100X Returns