Mutuum Finance operates as a non-custodial lending and borrowing platform built on the Ethereum blockchain. It supports both peer-to-contract (P2C) and peer-to-peer (P2P) lending markets. The protocol’s mtTokens, which represent interest-earning deposits, are integral to its yield generation system. Looking ahead, the project intends to introduce its own stablecoin and expand across multiple blockchains, signaling a robust long-term strategy.
Interest in Mutuum Finance has been further boosted by its commitment to security. After an initial audit by CertiK, Halborn Security has begun a comprehensive review of the project’s smart contracts. This dual-audit process enhances the project’s credibility as it moves into the next phase of its roadmap, which focuses on protocol engineering, risk assessment, and infrastructure development.
The team has announced that the V1 protocol will launch on the Sepolia testnet in the fourth quarter of 2025. This release will feature essential components such as liquidity pools, mtToken issuance, and automated liquidation mechanisms.
Community involvement continues to rise, with over 18,200 holders participating. Out of the total fixed supply of 4 billion tokens, 45.5% (1.82 billion) are allocated for distribution, and more than 800 million tokens have already been distributed.
The combination of rigorous security measures and an imminent testnet launch positions Mutuum Finance as a promising new player in the DeFi sector. With its dual-market model, innovative tokenomics, and focus on user empowerment, the project seeks to improve upon traditional lending systems and incentivize long-term participation.