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Lombard's inclusion in Graysсale's shortlist highlights: - TradFi tracks the BTC ecosystem - TradFi views @Lombard_Finance as a BTCfi leader, the only BTC ecosystem asset listed - Only 5 tokenless assets are included with Lombard among them, showing their highly valued product

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CompoSecure, Baanx, and MetaMask have unveiled a major collaboration: the MetaMask Metal payment card. This innovation, previewed at ETHDenver, now allows users to spend their crypto directly from their MetaMask wallet, without any banking intermediaries. CompoSecure, Baanx, and MetaMask announced on April 28, 2025, the launch of the MetaMask Metal payment card. This premium metal card allows users to spend their cryptos directly from their self-custodied MetaMask wallet , without going through traditional banking intermediaries. Unlike classic crypto cards, it requires neither preloading nor prior conversion to fiat currency. Moreover, the card operates on the Linea network, secured by Ethereum , and relies on Mastercard’s global network to ensure broad merchant acceptance. Additionally, transactions are verified and authorized by smart contracts in under five seconds, offering a smooth experience comparable to that of a traditional bank card. “The future of non-custodial neobanking has arrived“, declared Simon Jones, Baanx’s commercial director. Our partnership with MetaMask and Mastercard will make cryptocurrency spending as simple as contactless payment. No conversion, no delay, no intermediaries, just seamless and instant transactions. This new card represents a significant advance for crypto adoption as a common payment method. It addresses the “last mile” problem that until now limited the practical use of digital assets in daily transactions. Ale Machado, product manager at MetaMask, highlighted the importance of this innovation: For too long, cryptocurrency users have been excluded from everyday finance. The MetaMask card changes the game. It enables millions of users to finally bridge the gap between blockchain and the real world without sacrificing control or security. The non-custodial neo-banking model of this card guarantees users full control over their digital assets until the transaction is finalized, thus avoiding risks linked to centralized exchange platforms or third-party financial institutions. Jon Wilk, CEO of CompoSecure, described this innovation as a “paradigm shift“, emphasizing that it transforms cryptos “from a mere investment into a genuine everyday currency, like cash, anywhere and at any time“. In summary, this advancement is part of MetaMask’s ongoing efforts, as it had already simplified crypto-fiat conversions across ten blockchains in February 2025. With MetaMask Metal, crypto takes a decisive step toward becoming a true everyday currency accessible to all.

Blockchain Congestion: Me yake faruwa idan aka samu "Network Congestion" (Ma'ana tsayawar harkoki/Transactions) akan Blockchain!? Kamar Misali a wasu lokutan idan kaje zaka tura Token/Coin daga wata Exchange ɗin zuwa Wallet. ko kuma idan zaka tura daga wallet zuwa Exchange, Kana ganin Ana rubuta wani Abu kamar haka: "NETWORK CONGESTION". Bayanin da zanyi a wannan rubutun shine: Me hakan hakan yake nufi kenan!?. Sannan kuma Me ya kamata kayi idan kaga irin wannan!?. "Network Congestion: Yana faruwa ne idan har aka ƙure adadin ƙarfin Abin da Blockchain zata iya yi a wani Lokaci. (Hakan yana faruwa idan mutane da yawa suna mu'amala akan Blockchain ɗin) Ko wace Blockchain a duniya tana da Adadin Abin da take iya Amsa (Processing) a cikin wani Zangon lokaci. A Blockchain Akwai abun da muke cewa T, P, S ma'ana "TRANSACTION PER SECOND". Wannan yana nufin ƙarfin Abin da Blockchain zata iya Amsa a SECOND guda!. Misali: BITCOIN Blockchain tana iya Processing only 2.9 TPS. (A lokacin da nake rubutu). ETHEREUM Blockchain tana iya Processing 15.6 TPS (A lokacin da nake rubutu). SOLANA Blockchain tana da capacity na processing 4,548 TPS (A lokacin da nake rubutu). BNB Blockchain tana iya processing 70.5 TPS (A lokacin da nake rubutu). Kamar yadda na faɗa muku da farko, ko wace Blockchain a duniya tana da wannan "Transaction per second" tsarin abun da take iya amsa a duk second ɗaya. Sannan Kuma shi wannan TPS ɗin Yana Iya canzawa, wani Lokacin zaka iya ganin BITCOIN BLOCKCHAIN TPS yakai har 8 TPS ma. Shima SOLANA watarana zai iya kaiwa har 10k TPS. ETHEREUM, BNB Da sauran su. Yana canzawa ne based on Activities da akayi akan Blockchain ɗin a wannan Lokacin. Misali: 1. INCREASED ADOPTION: maybe an samu sanar wa shigar BNB wata ƙasa (Country) me girma, zasu fara mu'amala da ita a matsayin Primary server ɗinsh. Ko kuma mutane suna shigowa BNB Ecosystem, wannan dole zai jawo "NETWORK CONGESTION". A Blockchain ɗin BNB. 2. Event: maybe za'ayi Lunching wani Token ɗin akan Blockchain TON, wanda mutane da yawa ne zasu siya da Siyar dashi a lokaci ɗaya, hakan zai sa a tura Transaction ɗin da Network ɗin bazai iya karɓa ba. To wannan Lokacin za'a samu TPS ɗin ya Ragu, Sannan kuma za'a samu "NETWORK CONGESTION". Idan zaku tuna, Lokacin da za'ayi Lunching $NOT akan TON hakan ya faru, domin kuwa mutanen da suka dinga Transaction a wannan lokacin sun zarce network capacity (Transaction per second) na TON BLOCKCHAIN. Wanda haka ya jawo "Transaction failed", high Transaction fee. Irin wannan ya faru a lokacin da akayi Approving United State BITCOIN ETF. Mutane da yawa sunyi mu'amala da BITCOIN Blockchain Wanda shima abun da ya faru kenan: "Transaction failed", high Transaction fee.. Network Congestion: Yana faruwa akan ko wace Blockchain, duk girman ta. bawai sai irin su TON ko SUI ko SOL ba. Har irin su BITCOIN, ETHEREUM, ma duka yana faruwa dasu. Idan Blockchain ta samu Traffic sosai ana samun TRANSACTION FEE yayi tsada. Ko kuma Transaction yayi failing. Ma'ana Kayi yunkurin tura COIN yaƙi tafiya Jira, jira, jira!?🤔 Dama A Blockchain ana tura abu yayi Reversal!? Ni ba haka nace ba😂 koma ka karanta cewa nayi "kana iya yunkurin turawa, yaƙi tafiya". Tsarin Yadda Transactions yake gudana shine, duk lokacin daka tura Transaction yana zuwa wani waje ne ya tsaya wajan a Bitcoin Blockchain ana Kiran shi da ("MEMPOOL"). Daga nan ne za'a bawa VALIDATOR daya cika Network criteria ɗin a wannan lokacin dama ya tantance (Validating) shi. Idan ya kasan ce Al'umma da yawa sunyi submitting transaction a wannan lokacin, to kana iya turawa yaƙi zuwa. A wannan lokacin ne zaka ga "Transaction Failed". Dalilin da yasa ake samun High Transaction fee idan "Network Congestion" ya faru shine: Ana tsare ko wane Blockchain ne kan cewa, koda yaushe ta dinga "Prioritizing" transaction daya biya "Fee" da yawa. Shine zaka ga a wani Lokacin har ninkin abun da ake biya ma wasu sun biya. Misali: idan ana biyan 1$ ne idan za'a yi Transfer na COIN, idan aka samu network Congestion zai iya koma wa 1.5$. to a irin wannan lokacin idan Transfer Ka zata sauka a minti 1 idan ka biya 1.5$. To Ni idan zan biya 2$ tawa Transfer zata sauka a 30 second maybe. Domin dole sai an sauke Transaction ɗina kafin naka. Idan babu network Congestion kuma, suna iya sauka duk a lokaci ɗaya, Amman Ka sani Anayi prioritizing nawa a saman naka😄. Blockchain tana da Nature na "CENSORSHIP RESISTANCE" Ma'ana ba wanda ya isa ya iya kashe ta. Idan Blockchain ta shiga Irin wannan yanayin wannan shine ainihin abun da yake faruwa, bawai wani ne yake kashe ta ba. Idan Blockchain tana CONGESTION a wannan lokacin zaka iya haƙura na ɗan lokaci, idan kuma sauri kake zaka iya turawa kawai. Domin Blockchain ba Banki bane da kuɗin ka zasu maƙale sai kaje ka cike Tela😄. A tsarin Blockchain idan har ya tafi to ya tafi, idan kuma be tafi ba, to be tafi ba. A duk lokacin daka turo COIN daga METAMASK (WALLET) zuwa Exchange kaga ya fita daga WALLET ɗin Amman be sauka a exchange ba, to ka sani su wannan exchange ɗinne basu sauke maka ba. Amman ya sauka a wallet ɗinsu. Yana da matuƙar muhimmanci ku fahimci meye ban bancin CEX da DEX. Da kuma yadda suke aiki. insha'Allah zanyi rubutu akan haka zuwa anjima. kayi sharing zuwa gaba damin wasu ma su Amfana. Daga Malam Ameer Bashir Thanks! #highlight