On February 7th, Steve Eisman, the real-life inspiration for Mark Baum in the movie "The Big Short," stated in an interview with CNBC that 70% of the U.S. economy is driven by consumers. Currently, consumption still appears strong as consumers have savings and are willing to spend. With the support of healthy consumer spending, the U.S. economy seems stable. Therefore, it is meaningless to consider thoughts of collapse or recession before soft economic data begins to emerge. It would be better if the Federal Reserve maintains interest rates at their current level; cutting rates may lead to a resurgence in inflation.