According to a survey by the Financial Industry Regulatory Authority (FINRA) in the United States, 55% of Generation Z in America prefer investing in cryptocurrencies. Gen Z prefers managing their finances on-chain rather than online. They find digital banking platforms clumsy and opaque. Gen Z prefers to manage their finances on-chain through decentralized financial applications and digital dollar stablecoins. It is reported that Generation Z refers to those born between 1997-2012, currently aged 12-27 years old.