Visa unveiled its Visa Intelligent Commerce initiative, which will open access to its payment network for AI agents and announced the launch of a stablecoin-enabled card along with two new services, Visa Pay and Visa Accept.
Visa representatives announced the launch of the Visa Intelligent Commerce platform, which for the first time will enable the integration of AI agents into the company’s global payment infrastructure, connecting 4.8 billion payment profiles and over 150 million merchants worldwide. Among the platform’s partners are Anthropic, IBM, Microsoft, Mistral AI, OpenAI, Perplexity, Samsung, Stripe, and others.
AI agents are autonomous programs that use AI to perform tasks on behalf of users. They can search for products, make purchasing decisions, place orders, and manage payments based on set conditions.
Visa is focusing on personalization. AI agents will be able to consider users’ purchase histories with their consent and use this data for more accurate recommendations. Users will be able to set limits and payment conditions, which Visa will monitor in real time, including the ability to block transactions and resolve disputes. Transaction security will be ensured through the use of tokenized data and Visa’s APIs for authentication and authorization.
Visa is also expanding its presence in the stablecoin market. In collaboration with Bridge, a company owned by Stripe, Visa will launch a stablecoin-enabled card and a unified API for access across multiple markets. Additionally, the company introduced Visa Pay and Visa Accept, which will offer consumers, merchants, and FinTech platforms new ways to connect to Visa’s global payment infrastructure.
Specifically, Visa Pay, currently being tested in Asia, Europe, and Latin America, allows any digital wallet to be connected to any Visa-accepting merchant. Visa Accept, in turn, transforms an NFC-enabled smartphone into a full-fledged payment acceptance tool, aimed at micro-entrepreneurs.
Visa announced the expansion of Flex Credential functionality in the U.S. and Europe — in partnership with Klarna, they plan to launch a feature that allows switching between BNPL payments and debit funds.
