Ripple ’s cooking up a full-on decentralized financial system. The CTO, David Schwartz laid it out plain and simple at the latest XRP Las Vegas event.
And it’s built around three heavy hitters, the XRP Ledger, the XRP token itself, and a fresh face on the block, the RLUSD stablecoin .
Official information
Schwartz confirmed what crypto journalist Vincent Scott had been hinting at, XRP is the fuel that powers transactions, RLUSD is the stablecoin holding down the fort as the reliable unit of account, and XRPL?
That’s the decentralized backbone making it all work smoothly. That’s the kind of seamless system Ripple’s aiming for.
RLUSD’s arrival is a pretty big deal, because it’s not just about cross-border payments anymore. Ripple’s expanding into everyday financial services, like loans, investments, and routine settlements, all running on a platform that’s scalable and stable.
It’s like upgrading from a clunky old desktop to a sleek, all-in-one workstation that handles everything effortlessly.
Don’t believe?
Now, here’s a little drama for you. Scott’s initial take on this trio didn’t get much attention, people were skeptical, and the crypto grapevine stayed quiet.
But after Scott pushed for clarity, Schwartz stepped up and gave the whole thing the official nod.
It’s true that big moves can sometimes fly under the radar until someone shines a spotlight on them.
Some people are wondering if Ripple’s shifting focus away from XRP, given the growing variety of assets on the XRPL.
Schwartz shut that down quick, XRP remains the star player. Sure, the XRPL now supports stablecoins, tokenized real-world assets, and even loans, but XRP’s unique qualities keep it at the heart of the ecosystem.
Well we certainly are at a crossroads here.
Okay so those that say I am lying or let’s take it with “a grain of salt” or I “am pulling their leg”;
let’s make a deal. A test of character.
Repost and like this
so we can get @JoelKatz to kindly affirm that this happened.… https://t.co/fEFvur5wEE
— VincentScott (@VincentSco72192) June 3, 2025
Next level
So, Ripple’s not just dabbling anymore. They’re building a mature, integrated financial system that could reshape how we handle money in this digital age.
With XRPL’s decentralized power, XRP’s liquidity, and RLUSD’s stability working together, Ripple’s setting the stage for the long awaited financial revolution. Maybe this time for real.
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