Jinse Finance reported that blockchain lending protocol Credit Coop has announced the completion of a $4.5 million seed round, led by Maven 11 and Lightspeed Faction, with participation from an undisclosed exchange, Signature Ventures, Veris Ventures, TRGC, and dlab. The new funds will be used to support the development of its lending protocol, which leverages Spigot smart contracts to convert commercial cash flows into programmable collateral, providing real-time settlement, automated loan services, and transparent credit monitoring.