PayPal is striving to expand worldwide trade by offering rapid and affordable stablecoin solutions.

PayPal Ventures has strategically invested in Stable, a blockchain platform specializing in stablecoin transactions, as part of an effort to broaden the scope and reach of its

USD (PYUSD) stablecoin. This collaboration seeks to bring PYUSD to Stablechain, a layer-1 blockchain built for rapid transaction finality and minimal transaction fees, aiming to boost the efficiency of cross-border payments and commercial applications. Although the exact amount invested was not revealed, both parties stressed how this initiative could help tackle stablecoin infrastructure challenges and boost adoption in practical scenarios title1 [ 1 ].

Stable’s blockchain uses

as its native token, aiming to streamline financial transactions by removing the need for volatile assets to cover fees. The addition of PYUSD will leverage LayerZero’s cross-chain technology, making it possible for PYUSD to operate across various blockchain ecosystems. This technological integration is set to enhance liquidity and transaction speed, which is especially important for fostering stablecoin use in emerging economies where dollar-based transactions are vital title2 [ 2 ].

This partnership aligns with PayPal’s broader goal to make PYUSD a flexible option for day-to-day financial needs. David Weber, who leads the PYUSD Ecosystem at PayPal, shared that teaming up “opens up new opportunities in commerce” by using Stable’s network to make payments smoother and reduce existing barriers. Sam Kazemian, CTO of Stable, pointed out that the collaboration builds on PayPal’s established reputation for fast and dependable fiat transfers, now enhanced by blockchain technology to improve global payment solutions title3 [ 3 ].

A major emphasis of this partnership is on emerging economies, where stablecoins can offer reliable value for remittances, online shopping, and financial services. Amman Bhasin, a partner at PayPal Ventures, mentioned that Stable’s strategy of working with “trusted distribution partners” sets it apart in driving real-world adoption. This comes after Stable’s recent $28 million seed round led by Bitfinex and Hack VC, as well as the appointment of new senior leaders like co-CEO Brian Mehler title4 [ 4 ].

There are ongoing regulatory and operational risks to consider. While PYUSD is backed by U.S. dollars and regulated by New York’s Department of Financial Services, connecting with blockchain networks exposes users to potential network vulnerabilities, custody complexities, and changing regulatory landscapes. PayPal and Stable stressed that users are responsible for protecting their private keys and should use trustworthy custodians, since blockchain transactions are final and not covered by FDIC or SIPC protections title5 [ 5 ].

This move also highlights PayPal’s increasing focus on blockchain infrastructure. Earlier in the year, PayPal expanded PYUSD’s reach to

through , broadening its availability on busy networks like TRON, which processes more than 9 million transactions every day. By bringing PYUSD to both Stablechain and TRON, PayPal is positioning itself to benefit from increased stablecoin liquidity and faster transaction speeds, which are essential for international payment solutions title6 [ 6 ].

Looking forward, the companies intend to pursue further innovations in stablecoin functionality, such as improved onramp and offramp options and expanded cross-chain use. With PYUSD now ranked as the 11th largest stablecoin by market value ($1.4 billion), the alliance aims to rival leading players like Tether’s USDT ($172 billion) and Circle’s

($48 billion) by focusing on transaction speed, cost savings, and tangible, real-world applications title7 [ 7 ].