Jinse Finance reported that Standard Chartered Bank estimates that by the end of 2028, up to $1 trillion in funds from emerging market bank deposits could flow into stablecoins. Historically, emerging markets have always been hotspots for stablecoin adoption, mainly because these regions have large populations without bank accounts. Even under the GENIUS Act in the United States, which imposes a zero-yield requirement on compliant issuers, this trend may intensify, as capital return is more important than the rate of return.