The SEC Submission Cites Naoris Protocol in its Post-Quantum Crypto Transition Plan

On September 3, 2025, the United States Securities and Exchange Commission (SEC) released the Post-Quantum Financial Infrastructure Framework (PQFIF). This strategic document, submitted to the U.S. Crypto Assets Task Force, officially designates Naoris Protocol as the reference model for the financial sector’s transition to post-quantum cryptography. This recognition places the protocol at the center of U.S. regulatory priorities in cybersecurity, at a time when the rise of quantum computers poses an existential threat to the protection of digital assets.

Unprecedented Regulatory Recognition

In an official 63-page submission published on sec.gov and addressed to the U.S. Crypto Assets Task Force, an independent analyst establishes Naoris Protocol as a reference model for the financial industry’s transition to quantum computer-resistant cryptography.

This validation comes in a context of urgency: experts now estimate a 17 to 34% probability that a cryptographically relevant quantum computer could break RSA-2048 algorithms by 2034, threatening trillions of dollars in digital assets.

The “Post-Quantum Financial Infrastructure Framework” Cites Naoris Three Times

The official document, titled “Post-Quantum Financial Infrastructure Framework (PQFIF)”, explicitly cites Naoris Protocol in three strategic areas:

1. Real Implementation Standard (page 66) “The roadmap below outlines potential steps, drawing inspiration from real pilots such as […] Naoris Protocol’s quantum-resistant blockchain initiatives.”
2. Technological Reference for Privacy (page 71) “Drawing inspiration from technologies like zero-knowledge proofs, as implemented in quantum-resistant blockchains (e.g., Naoris Protocol, 2025).”
3. Implementation Timeline Reference (page 68) “Pilot tests […] drawing inspiration from Naoris Protocol’s quantum-resistant blockchain token launch in July 2025.”

Why Naoris Protocol?

A Decisive Technical Head Start

Naoris Protocol distinguishes itself through its “Sub-Zero Layer” architecture that allows integration of post-quantum cryptography into existing EVM blockchains without hard forks or disruption. This approach uses NIST-approved algorithms (ML-KEM, ML-DSA, SLH-DSA) to secure blockchain infrastructure.

A Complete Secure Ecosystem

Naoris infrastructure covers:

• L0, L1, L2 blockchain node security
• Smart contract and bridge protection
• DEX and DeFi protocol encryption
• Quantum-resistant transaction authentication

According to the official website, the protocol already processes daily and monthly post-quantum transactions to protect the entire network mesh.

Implications of the SEC Submission

Industry Roadmap

The submission establishes a three-step validation process:

1. Assessment Phase: Study existing implementations – Naoris cited as reference
2. Pilot Phase: Test quantum-resistant solutions – July 2025 launch highlighted
3. Production Phase: Deploy proven approaches – Naoris positioned as scaling model

A $7.1 Billion Market

The U.S. government estimates at $7.1 billion the cost of government migration to post-quantum cryptography by 2035. For the private sector, estimates reach tens of billions.

“More than 20 billion digital devices will require updates to quantum-secure cryptography in the next two decades,” the submission specifies.

An Imminent Existential Threat

The “Harvest Now, Decrypt Later” Attack

The submission warns about the “Harvest Now, Decrypt Later” (HNDL) scenario: malicious actors collect encrypted data today to decrypt it with future quantum computers.

This threat particularly concerns:

• Institutional Bitcoin and Ethereum wallets (ECDSA)
• Custody systems managing billions in assets
• DeFi protocols and cross-chain bridges
• Customer data requiring decade-long protection

“Q-Day” Closer Than Expected

Some analyses now suggest that “Q-Day” (the moment when quantum computers will break current cryptography) could arrive as early as 2028, according to Europol’s Quantum Safe Financial Forum which issued an urgent call in February 2025.

Naoris’ Competitive Advantage

While Others Plan…

While the majority of financial institutions are still in the assessment phase, Naoris Protocol is already operational with infrastructure validated in the SEC submission.

The document emphasizes that “only 3% of banking websites currently support post-quantum cryptography,” placing financial institutions among the least advanced adopters.

The Team: An Institutional Credibility

The composition of the team nevertheless lends the project remarkable institutional legitimacy :  

• David Carvalho : Founder, CEO, Chief Scientist 20+ years Ethical Hacker, youngest CISO in EU, advisor to nation-states on CyberWar, CyberTerrorism & CyberEspionage, data protection regulation and cyber-risk. 
• David Holtzman: CSO, former CTO & Chief Scientist at IBM, Designer of DNS System advisor to White House.
• Mick Mulvaney: Former White House Chief of Staff, understands national security implications. 
• Inge Kampenes: Former Chief of the Norwegian Armed Forces Cyber Defence.
• Youssef El Maddarsi: Chief Business Officer, CEO Naoris Consulting. Recognised by EMEA Entrepreneur as most influential entrepreneur from Morocco 2025. 10+ years strategic development. Graduated at Regent’s University, Wharton, INSEAD & Duke. Certified by Yale and École Polytechnique.

This concentration of governmental, military, and technological expertise suggests an ambition that goes beyond a mere blockchain project. Naoris Protocol appears to be aiming at a critical infrastructure capable of securing both smart contracts and national defense systems.

Native Regulatory Compliance

Multi-Jurisdictional Alignment

Naoris Protocol is designed to simultaneously meet requirements for:

• NSM-10 and CNSA 2.0 (United States)
• DORA (European Union)
• GDPR/CCPA standards for data protection

This harmonized approach allows global institutions to adopt a single solution rather than navigate fragmented frameworks.

“Privacy-by-Design” Architecture

The implementation of quantum-resistant zero-knowledge proofs allows reconciling regulatory transparency with commercial confidentiality, a delicate balance highlighted in the submission.

Institutional Positioning

Central Bank-Level Partners

By citing Naoris Protocol alongside Bank for International Settlements (BIS Project Agorá) initiatives, the submission positions the protocol at the level of central bank initiatives.

This institutional recognition opens the way for strategic partnerships with:

• Financial institutions seeking quantum compliance
• Regulators requiring proven solutions
• NASDAQ-listed companies (several would have already adopted the infrastructure according to CoinTribune)

Next Steps and Catalysts

Approaching Regulatory Deadlines

Government mandates create temporal pressure:

• 2030-2032: Compliance required in several jurisdictions
• 2035: U.S. federal deadline (NSM-10)
• 2028-2034: Probable Q-Day arrival window

What This Changes for the Crypto Ecosystem

A New Security Standard

The validation of Naoris Protocol in this SEC submission de facto establishes a new industry standard. Crypto projects will now have to justify their quantum resistance against an established and regulatorily validated reference.

Institutional/Retail Separation

This evolution could create a market bifurcation between:

• Institutional infrastructure quantum-resistant (Naoris, etc.)
• Traditional protocols for the retail market, temporarily

Cascading Innovation

Quantum securing of the base layer frees innovation on upper layers: quantum-resistant DeFi, NFTs with quantum authentication, DAOs with quantum-secure governance.

A Historic Turning Point for Naoris Protocol

The official citation of Naoris Protocol in this independent SEC submission marks a historic turning point in the evolution of crypto infrastructure. For the first time, a blockchain protocol is explicitly designated as a reference to protect trillions of dollars in digital assets against quantum threats.

This regulatory validation transforms Naoris Protocol from a promising technical project into an established industry standard. In a market where regulatory compliance is becoming crucial, this reference position constitutes a considerable competitive advantage.

The temporal urgency highlighted by experts – with a potential Q-Day as early as 2028 – makes this validation more than recognition: a survival imperative for the institutional crypto ecosystem.

As regulatory frameworks evolve to address quantum-era risks, the example set by Naoris Protocol may serve less as a final destination than a reference point for future developments. The path toward post-quantum resilience will likely demand a combination of technical robustness, compliance adaptability, and scalable implementation — attributes that institutions and regulators will increasingly scrutinize. In that context, the SEC’s explicit citation of Naoris Protocol does not merely spotlight a solution, but sets the tone for what may soon become an industry-wide expectation.