Mutuum Finance’s DeFi platform navigates both innovation and risk as its $18 million presale approaches its final stages
Mutuum Finance (MUTM), a decentralized finance (DeFi) platform based in Dubai, is moving quickly toward the release of its V1 lending and borrowing protocol as it advances through the second phase of its development plan. The project has become one of the most prominent DeFi ventures of 2025, gaining significant interest from both individual and institutional backers, according to a
The platform’s two-pronged lending system—featuring Peer-to-Contract (P2C) pooled markets for assets such as
Mutuum has prioritized security and openness throughout its development. The project recently passed a CertiK audit, earning a Token Scan score of 90 out of 100, and introduced a $50,000 bug bounty to attract ethical hackers, according to a
The V1 protocol is expected to debut on the Sepolia Testnet in the fourth quarter of 2025, featuring essential elements such as liquidity pools, mtTokens, and an automated liquidator bot for risk management, according to the GlobeNewswire report. Lending and borrowing will initially be available for stable assets like ETH and USDT, with loan-to-value (LTV) ratios capped at 75% to ensure liquidity. For more volatile tokens, LTVs will be set between 35% and 65%, with specific liquidation thresholds to safeguard lenders, as detailed in a
The project’s organized roadmap and emphasis on security and scalability have drawn parallels to conventional lending services, while still delivering the efficiency of DeFi, as observed in the GlobeNewswire release.
As the platform gears up for its beta launch and eventual mainnet deployment, investors are watching closely to see how it manages innovation and risk in the competitive DeFi sector, according to the GlobeNewswire update.
