US Housing Regulators to Explore the Use of Cryptocurrency in Mortgage Eligibility

According to a report by The Block cited by Jinse Finance, Bill Pulte, Director of the U.S. Federal Housing Finance Agency (FHFA), has announced that the agency will explore how to incorporate cryptocurrency holdings into the mortgage qualification review process. As an independent regulator overseeing Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, the FHFA’s move signals broader recognition of digital currencies within mainstream finance. Pulte himself has been investing in cryptocurrencies since 2019, with financial disclosures showing he holds between $500,000 and $1 million worth of Bitcoin and Solana. Pulte assumed the role of FHFA Director in March this year following a nomination by Trump, but the specific scope of the study, the types of cryptocurrencies under consideration, and the research timeline have not yet been disclosed.