• Strategic fintech partnerships and software upgrades have significantly positioned Stellar as a key player in blockchain finance.
  • XLM’s price could continue rising, supported by strong institutional interest and real-world use cases.

The Stellar’s native token XLM has experienced a very dramatic price surge, more than doubling over the past week and reaching its highest point since early 2022. As of today, XLM is trading above $0.47, a significant leap from its levels just seven days ago.

This type of surge is not just simply a random fluctuation but is driven by a series of strategic developments and partnerships that have ignited optimism in the Stellar network. As previously reported by Crypto News Flash (CNF):

This rise in TVL is an encouraging indicator that more users and liquidity are entering the network, boosting confidence in Stellar’s long-term potential.

In this article, we will explore the key factors behind this price rally and what it could mean for the future of XLM.

Most and foremost, one of the primary drivers of Stellar’s price increase is a newly announced partnership with a major fintech company, revealed on July 10, 2025. This collaboration aims to expand cross-border payment solutions using Stellar’s blockchain, leveraging its unique consensus protocol and asset tokenization features.

As tweeted by Stellar recently that last week, Decaf, a Global Bank, and Onchain joined Stellar at FFD4 to spotlight the real impact of tools built on Stellar.

Last week, @decaf_so join us at #FFD4 to spotlight the real impact of tools built on Stellar.

From fragile settings to stable savings, this is what financial access looks like in motion. https://t.co/m8LRWJw6JC

— Stellar (@StellarOrg) July 9, 2025

To this end, analysts view that by the aligning with established financial systems, Stellar is positioning itself as a vital link between traditional finance and blockchain technology—a move that has clearly resonated with investors.

The second key factor is a significant update to Stellar’s core software. This upgrade enhances privacy, scalability, and transaction speed while keeping operational costs low. These improvements make the network more attractive to users and developers, driving demand for XLM.

The Implications for the Market Price of Stellar XLM

So, what is next? Stellar’s market price could see significant shifts based on these developments. If the fintech partnership and software upgrade continue to deliver—and if the PayPal stablecoin launch proceeds—XLM could experience sustained growth.

Analysts suggest a short-term target of $0.50, with some optimistic projections eyeing $1 by 2030 if adoption accelerates. As of now, XLM is trading at $0.4746, up 7.25% in the past day and 90.57% in the past week. The increased utility and institutional backing could cement Stellar’s position in the market. See Stellar XLM price chart below.

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