XRP Gains Spotlight as SAMA Trial Redefines Cross-Border Payments

The Ripple blockchain has recently led to more speculation as to its next major step. XRP is considerably cheaper at an average of 2.08 compared to 3.70 at the close of the day on the 6th of September 2025, and what has been taking place over the last two weeks is not making the situation any better. Moreover, the Saudi Arabian Monetary Authority (SAMA) conducted a pilot using Ripple’s xCurrent technology, which became the main headline of September 6, 2025.

Whale Transfers Signal Market Moves

There was a huge submission of $700 million into XRP with links to the Kraken exchange. These large transfers can also be viewed as the accumulation signalling by the institutional investors or whales that the market is ready to turn. As long as the transfer is an accretion, then yes, it can contract in that 2.50-2.85 region or so, and XRP can bounce. Meanwhile, there may be some selling to fill these positions before the selling pressure could take effect, which would push the token back to its 200-day EMA of 2.50 or so.

AI Models Forecast $5 XRP by Year-End

To further add to the bullish story, DeepSeek, a Chinese AI model, estimated that XRP will exhibit significant upside by late 2025. The forecast is based on institutional demand, further ETF filings and high correlation to the recent all-time highs of Ethereum among other things. Although one should approach AI-driven predictions with caution, they frequently affect the mood of retail investors. The Relative Strength Index (RSI) stands at 44, which indicates slight bearishness in XRP. Bearish and Full of Exhaustion and Structure.

The same report on the other hand is also warning about the same low volume which is the recovery of Bitcoin to $112,000 under the same circumstance.

Source: TradingView

Currently, there is at least a bearish exhaustion phase, with sellers applying less pressure with recent analysis by CryptaBlocks. Pilot central bank of Ripple Saudi.

More chances of a bull trap price increase is a price decline that can happen. It is critical to keep above the 2.50 mark. Anything more than that could signal a severe blow to the correction; it could trigger the market. Price action with XRP is still heavily correlated with Bitcoin. When BTC hits $112,000, to add, analysts expect the altcoins to surge as well, as long as Bitcoin climbs to at least $115,000, if not more. Alternatively, a pullback in BTC price can easily pull XRP down with it and if that is the case, the price can go as low as $2.00.

Ripple’s Saudi Central Bank Pilot

A revised report published in 2018 stated that the Saudi Arabian Monetary Authority (SAMA) had tested Ripple xCurrent technology, which facilitates real-time international payment. Excluding marketing speculation, Ripple technology is steadily gaining momentum within conventional finance. Ripple integration was operational in 2019 as part of Saudi banks’ infrastructure, suggesting not merely a test, but an intended shift to blockchain-based rails. This project, according to Moody’s, could save Saudi banks within the range of 200 to 400 million dollars a year by eliminating the use of expensive middlemen such as SWIFT. This collaboration with central banks including the Bank of England plays a part in the broader process of globalization, and XRP-based technologies are at the forefront of financial innovation.

Outlook

Provided that XRP supports the 2.50 region, the volume can increase, and a breakout can potentially reach the 3 and above levels. Hypothetically, XRP is able to capture and sustain the volume associated with the $2.50 support region, and volume begins to increase, the breakout is likely to occur at $3 or above. At the same time, until buyers feel more certain, the path to 5 might be a dream in the immediate future.