XRP's 2025 Price Outlook Depends on SEC's Decision Regarding ETF Approval

A technical analyst has suggested that

could see its value climb to $20 by October 2025, referencing patterns from previous halving cycles. The research, credited to analyst , compares earlier Bitcoin halvings to XRP’s price trends. In the 2017 cycle, Bitcoin reached its peak 527 days after halving, with XRP peaking 18 days afterwards. The 2021 cycle, however, saw a deviation due to the SEC lawsuit, which delayed XRP’s rally and hindered its growth Expert Predicts Explosive XRP Price For October 2025 [ 1 ]. After the SEC determined in July 2023 that XRP is not a security, regulatory barriers were lifted, exchanges relisted XRP, and institutional interest returned, partly through new ETF filings Expert Predicts Explosive XRP Price For October 2025 [ 1 ].

The most recent Bitcoin halving on April 20, 2024, mirrors the 2017 timeline, suggesting Bitcoin could hit a high around September 29, 2025, with XRP’s peak expected on October 17, 2025. Diana presents three scenarios: a cautious forecast between $5 and $7, a standard case at $10 to $15, and a highly optimistic scenario above $20 if institutional money flows in faster. The standard projection is based on increased adoption of Ripple products such as RLUSD and clear regulations as primary factors Expert Predicts Explosive XRP Price For October 2025 [ 1 ]. Unlike the 2017 surge, which was fueled by retail traders, the 2025 outlook emphasizes institutional involvement and actual use cases, including international payment corridors and stablecoin projects Expert Predicts Explosive XRP Price For October 2025 [ 1 ].

Another analysis separately forecasts XRP could reach $3.47 by October 2025, depending on whether ETFs gain approval XRP October 2025 Price Prediction: What’s Next Ahead of ETF [ 2 ]. Recently, XRP has hovered around $2.80, and technical signals indicate a potential bounce if buying activity increases before regulatory decisions are made. ETF-driven investments could help stabilize prices and draw wealth management firms to the asset, pushing XRP closer to broader adoption. The report further points out XRP’s repeated resistance at the $3.20–$3.30 range, while accumulation below $3.00 may set the stage for a move up to $3.47 XRP October 2025 Price Prediction: What’s Next Ahead of ETF [ 2 ].

The relationship between XRP and rising projects like MAGACOIN FINANCE highlights a diversified approach for investors in 2025. While XRP’s growth depends on regulatory outcomes and institutional uptake, speculative tokens rely on hype-driven gains, offering different ways to engage with the market XRP October 2025 Price Prediction: What’s Next Ahead of ETF [ 2 ]. Nevertheless, XRP is still a key option for those seeking relative stability in the volatile crypto landscape.

Experts note that October 2025 will be a decisive period for XRP’s future. Approval of an XRP ETF by the SEC could open the door for significant institutional inflows, similar to the liquidity shifts seen with Bitcoin and

ETFs. The resolution of regulatory challenges after 2023 has already brightened XRP’s prospects for the long term, though short-term movement remains limited by the $3.20 resistance Expert Predicts Explosive XRP Price For October 2025 [ 1 ]. The intersection of historical trends, clear regulations, and ETF developments could see XRP achieving either the $20 or $3.47 mark, depending on how the market and institutional players respond.