Ripple President Monica Long and XRP’s Path to Global Banking Integration

On September 29, 2025, Ripple Track (@RippleTrack) shared the release of news of a significant milestone by Monica Long, President of Ripple, which said that several international banks were in the process of analyzing XRP as a way to integrate into liquidity. The announcement is a paradigm shift in that theory becomes practice, as XRP becomes the central infrastructure in global finance. This announcement is based on the long-term ambition of Ripple to redefine cross-border payments and emphasizes the role of Monica Long as the hub of blockchain adoption.

Who Is Monica Long?

Monica Long is an American business executive who had joined Ripple in 2013. Ripple was a young start up at the time trying out blockchain payments. She started as a Director of Communications, in which she molded the image of Ripple in the society and interacted with regulators, banks and the media.

Prior to joining Ripple , Monica was with Intuit, where she served as PR Manager in the Small Business Group, where she was responsible of communicating with QuickBooks and TurboTax. Her experience there also honed her message and corporate relations abilities. Previous jobs in communications at technology companies provided her with a wide range of experience in scaling stories in new industries. At the time of her hiring at Ripple, she had established a reputation as a keen communicator who can cut across technical innovation and popular comprehension.

Leadership at Ripple

As the President, Monica Long heads the world operations of Ripple, and the liquidity, settlement, and custody services. She led the company through the U.S. SEC lawsuit that cast doubt that XRP was a security. In fact in 2023, the ruling established XRP is not necessarily a security, which provided Ripple with new momentum. Also under her leadership, Ripple extended into the development of stablecoins and its cross-border payment network became stronger. Both her choices and actions focus on technical adoption and regulatory compliance, which made Ripple a reliable company in the world of finance.

Influence on XRP Adoption

Her success in the area of institutional partnerships is highlighted by the news that several international banks are testing XRP to enhance their liquidity. Ripple already has relationships with companies such as SBI Holdings in Japan and Asian, European and Middle East payment providers. The announcement by Monica implies that Ripple is getting to the second stage of its life direct integration with major banks. This is one of the strongest indications but XRP can replace speculative trading to core liquidity infrastructure on a global basis.