Bitcoin News Today: Institutions Adopt Bitcoin as Collateral, Boosting Crypto Confidence as Fed Loosens Policy

Bitcoin Maintains $115,000 Level as Fed Rate Cut Optimism Lifts Crypto Market

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On October 24, 2025, Bitcoin (BTC) hovered close to $115,000, buoyed by expectations of Federal Reserve interest rate reductions and easing trade friction between the U.S. and China, which fueled risk appetite throughout the cryptocurrency sector. Anticipated Fed cuts, robust inflows into

spot ETFs, and institutional moves such as JPMorgan's acceptance of Bitcoin as collateral for loans, all pointed to increasing trust in digital assets. At the same time, Ethereum (ETH), XRP, and Dogecoin (DOGE) also posted gains, though investor sentiment remained mixed as traders balanced macroeconomic uncertainties with positive technical signals.

The Fed’s rate-cutting phase, which started in late 2024, initially sparked strong rallies in crypto. For example, Bitcoin jumped 16% in the week after the November 2024 rate cut and climbed nearly 32% over the following month. However, later rate reductions, including the one in September 2025, saw more muted reactions as markets had already adjusted to the looser policy. Experts observed that digital assets tend to respond most sharply to the first indications of a Fed policy shift, rather than to subsequent cuts, as highlighted in a

. With the CME FedWatch tool indicating a 96.7% chance of another 25-basis-point cut at the October 2025 meeting, investors are divided on whether previous patterns will repeat.

Institutional interest continued to underpin Bitcoin’s strength. Spot ETFs, such as BlackRock’s IBIT, attracted $3.5 billion in new investments during the first week of October, bringing total inflows for 2025 to $26 billion, according to a

. JPMorgan’s move to permit institutional clients to use Bitcoin and Ethereum as collateral by the end of the year marked a significant step toward mainstream adoption of crypto in traditional finance, as noted in a . This trend was echoed by other major players like Morgan Stanley and Fidelity, who have also expanded their crypto offerings.

Geopolitical news further boosted optimism. The announcement of a Trump-Xi summit in South Korea on October 30, aimed at reducing trade tensions, helped ease concerns about a possible 100% tariff on Chinese goods. Following the news, Bitcoin gained 1.6% to reach $111,390, according to

, while Ethereum and XRP both surged over 6% as volatility subsided, as reported by .

Nonetheless, risks persist. Bitcoin could face selling pressure as the TD Sequential indicator points to possible profit-taking, and Polymarket data indicated a 52% chance of

falling below $100,000 by the end of the month, according to . Ethereum, currently trading at $4,168, has established a “triple bottom” pattern near $3,750–$3,800, suggesting solid support, as reported by CryptoNews. XRP and Dogecoin also demonstrated resilience, with XRP reaching $2.62 and Dogecoin bouncing back above $0.20 as buyers defended crucial price levels.

ETF flows reflected the market’s mixed mood. On October 24, Bitcoin ETFs saw net inflows of $90.6 million, while Ethereum ETFs experienced $93.7 million in outflows. Analysts attributed this divergence to differing investor preferences, with Bitcoin’s capped supply making it attractive as a hedge against scarcity.

Looking forward, the upcoming October CPI report—which is forecasted to show a 0.4% monthly rise in inflation—will be a key event. A lower-than-expected reading could strengthen the case for more Fed easing, while higher inflation might weigh on Bitcoin as risk aversion returns. For now, Bitcoin’s ability to stay above $110,000 indicates buyers remain dominant, but a decisive drop below $108,000 could trigger renewed bearish sentiment.