American Express Denies XRP Partnership Amid Viral Claim

The official collaboration between American Express and Ripple was founded on the idea that Ripple should be utilized to conduct cross-border transactions via XRP. The post includes the photos of the American express headquarters and alleged Ripple payment confirmation. The allegation soon spread like fire, creating speculation in the XRP community.

🚨BREAKING: AMERICAN EXPRESS HAS OFFICIALLY ANNOUNCED A GLOBAL PAYMENT PARTNERSHIP WITH #RIPPLE — UTILIZING #XRP FOR CROSS-BORDER TRANSACTIONS! 🌎💥

TRILLIONS IN GLOBAL CAPITAL ARE LINING UP TO FLOW INTO THE #XRPL , POWERED BY REAL TOKEN — THE REVOLUTIONARY PROJECT DIGITIZING THE… pic.twitter.com/v7I6RWcpsv

— XRP QUEEN🤍 (@crypto_queen_x) October 27, 2025

There is no new partnership that has been established by American express and Ripple. They do not have any statements and press releases on their official websites or verified social media pages.

History Depicts an Ancient Collaboration

In November 2017, American express did partner with Ripple. The partnership employed the blockchain technology of Ripple to make quick payments across borders between the U.K. and the U.S. through the FX International Payments (FXIP) service. The project however did not include XRP per se. RippleNet was used to facilitate transactions, yet XRP was an option. There is no record that the firms pursued this allied position to XRP or any other deal beyond 2017.

A lot of people labeled it as fake and referred to the previous CNBC article (2017). The response to the post referred to it as being misleading and marketing hype. The post contained a promotional link to “Real Token” making the users suspect that it was a scam or a pump effort instead of real news.

Facts About XRP and Ripple

XRP is the international payment currency. It enables near immediate settlements which typically take three to five seconds. Ripple Net Ripple enterprise payment network allows institutions to use XRP at their discretion. By the end of 2025, the market capital of XRP is around between 30 and 40 billion. Nevertheless, its usage in large banks is weak.

The article connects XRP to a project dubbed as Real Token, which will digitalize real estate and hit a market capital of 100 billion. It is also a predictor that the token price will increase by a lot of 0.043 to a high of 998.90. There is no plausible growth thesis which underpins the massive growth.

Ripple is still recuperating following the legal tussle with the SEC that the company won in 2023. It has experimented blockchain but did not use XRP in the production. Analysts verify that no large financial institution of Amex cross-border transactions are currently using XRP. Cryptocurrency regulators urge investors to ensure that they confirm any news by corporate communications. There are numerous fake promotions that use the name of XRP and enthusiasm of investors. The tendency of using distorted visuals and overstated projections is also in line with the trend of crypto misinformation.