Bitget App
Trade smarter
Buy cryptoMarketsTradeFuturesEarnWeb3SquareMore
Trade
Spot
Buy and sell crypto with ease
Margin
Amplify your capital and maximize fund efficiency
Onchain
Going Onchain, without going Onchain!
Convert & block trade
Convert crypto with one click and zero fees
Explore
Launchhub
Gain the edge early and start winning
Copy
Copy elite trader with one click
Bots
Simple, fast, and reliable AI trading bot
Trade
USDT-M Futures
Futures settled in USDT
USDC-M Futures
Futures settled in USDC
Coin-M Futures
Futures settled in cryptocurrencies
Explore
Futures guide
A beginner-to-advanced journey in futures trading
Futures promotions
Generous rewards await
Overview
A variety of products to grow your assets
Simple Earn
Deposit and withdraw anytime to earn flexible returns with zero risk
On-chain Earn
Earn profits daily without risking principal
Structured Earn
Robust financial innovation to navigate market swings
VIP and Wealth Management
Premium services for smart wealth management
Loans
Flexible borrowing with high fund security
Mutuum Finance’s DeFi platform navigates both innovation and risk as its $18 million presale approaches its final stages

Mutuum Finance’s DeFi platform navigates both innovation and risk as its $18 million presale approaches its final stages

Bitget-RWA2025/10/31 07:44
By:Bitget-RWA

- Mutuum Finance (MUTM), a Dubai-based DeFi project, has raised $18M in its presale with 17,600+ investors, nearing completion as Phase 6 approaches 80% allocation. - Its hybrid P2C/P2P lending framework combines pooled and isolated markets, using smart contracts and over-collateralization to mitigate risks in volatile crypto markets. - A 90/100 CertiK audit score and $50K bug bounty program bolster investor confidence, alongside whale inflows exceeding $100K in 24 hours. - Analysts project up to 21x retur

Mutuum Finance (MUTM), a decentralized finance (DeFi) platform based in Dubai, is moving quickly toward the release of its V1 lending and borrowing protocol as it advances through the second phase of its development plan. The project has become one of the most prominent DeFi ventures of 2025, gaining significant interest from both individual and institutional backers, according to a

.

The platform’s two-pronged lending system—featuring Peer-to-Contract (P2C) pooled markets for assets such as

and alongside Peer-to-Peer (P2P) isolated markets for specialized tokens—has played a major role in its popularity. P2C enables users to add assets to liquidity pools to earn returns, while P2P offers tailored lending agreements for individual borrowers. This blended model leverages smart contracts and over-collateralization to maintain transparency and reduce risks in unpredictable markets, according to a . The platform also features a buy-and-distribute system that shares protocol earnings with stakers, encouraging ongoing participation, as noted in a .

Mutuum Finance’s DeFi platform navigates both innovation and risk as its $18 million presale approaches its final stages image 0

Mutuum has prioritized security and openness throughout its development. The project recently passed a CertiK audit, earning a Token Scan score of 90 out of 100, and introduced a $50,000 bug bounty to attract ethical hackers, according to a

. These steps have increased investor trust, especially as Phase 6 approaches 80% completion and large investors have contributed over $100,000 in a single day, as highlighted in the previous GlobeNewswire release.

The V1 protocol is expected to debut on the Sepolia Testnet in the fourth quarter of 2025, featuring essential elements such as liquidity pools, mtTokens, and an automated liquidator bot for risk management, according to the GlobeNewswire report. Lending and borrowing will initially be available for stable assets like ETH and USDT, with loan-to-value (LTV) ratios capped at 75% to ensure liquidity. For more volatile tokens, LTVs will be set between 35% and 65%, with specific liquidation thresholds to safeguard lenders, as detailed in a

.

The project’s organized roadmap and emphasis on security and scalability have drawn parallels to conventional lending services, while still delivering the efficiency of DeFi, as observed in the GlobeNewswire release.

As the platform gears up for its beta launch and eventual mainnet deployment, investors are watching closely to see how it manages innovation and risk in the competitive DeFi sector, according to the GlobeNewswire update.

0

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

PoolX: Earn new token airdrops
Lock your assets and earn 10%+ APR
Lock now!

You may also like

Hong Kong's Drive for Crypto Adoption Puts Pressure on U.S. Reluctance in Worldwide Competition

- Hong Kong relaxed crypto rules, enabling cross-border liquidity and attracting global platforms like Binance and Coinbase by 2026. - U.S. political debates intensified, with Trump criticizing Biden's delayed crypto policies and warning of China's growing digital-asset influence. - Regulators urged balanced frameworks, emphasizing innovation while safeguarding investors amid global competition for crypto leadership. - Hong Kong's reforms aim to bridge gaps with Singapore, while U.S. states like Wyoming pu

Bitget-RWA2025/11/04 21:36
Hong Kong's Drive for Crypto Adoption Puts Pressure on U.S. Reluctance in Worldwide Competition

Solana News Update: BlockDAG's $435 Million Presale Faces Scrutiny Amid Founder Accusations That Jeopardize Trust

- Crypto investigator ZachXBT accuses BlockDAG’s CEO of being a front for controversial founder Gurhan Kiziloz, amid a $435M presale. - BlockDAG’s presale, now in its 32nd batch, faces criticism for delays and lack of transparency, with no mainnet or exchange listings confirmed. - A Formula 1 partnership and $0.05 token listing plans aim to boost credibility, but 60% of Trustpilot users rate the project negatively due to delays and unclear communication. - Despite $435M raised, BlockDAG’s liquidity strateg

Bitget-RWA2025/11/04 21:36
Solana News Update: BlockDAG's $435 Million Presale Faces Scrutiny Amid Founder Accusations That Jeopardize Trust

Bitcoin News Today: Bitcoin miners are turning to AI as steady earnings surpass the unpredictable swings of cryptocurrency

- MARA and Hut 8 reported record Q3 2025 profits ($123M and $50.6M) amid Bitcoin price surges and operational efficiency gains. - Both firms are pivoting to AI/HPC via acquisitions (e.g., MARA's $168M Exaion buy) and expanding energy infrastructure to capitalize on higher-margin AI workloads ($1.45M/MW vs. $900K for Bitcoin). - U.S. leads global Bitcoin mining (37% hashrate), with Texas as a hub, while regulatory debates and crypto volatility prompt miners to diversify for stable revenue streams.

Bitget-RWA2025/11/04 21:36
Bitcoin News Today: Bitcoin miners are turning to AI as steady earnings surpass the unpredictable swings of cryptocurrency

LUNA - -17.56% over the past month: Significant Decline as Downtrend Continues

- LUNA fell 17.56% in a month, part of a 1-year 81.43% decline, signaling a bearish trend. - Technical indicators show consolidation after sharp selloff, with price nearing key support levels. - Prolonged weakness raises doubts about LUNA's fundamentals and competitiveness against alternatives. - Market uncertainty persists as it remains unclear whether this is a structural shift or cyclical correction.

Bitget-RWA2025/11/04 21:28