Mutuum Finance’s DeFi platform navigates both innovation and risk as its $18 million presale approaches its final stages
- Mutuum Finance (MUTM), a Dubai-based DeFi project, has raised $18M in its presale with 17,600+ investors, nearing completion as Phase 6 approaches 80% allocation. - Its hybrid P2C/P2P lending framework combines pooled and isolated markets, using smart contracts and over-collateralization to mitigate risks in volatile crypto markets. - A 90/100 CertiK audit score and $50K bug bounty program bolster investor confidence, alongside whale inflows exceeding $100K in 24 hours. - Analysts project up to 21x retur
Mutuum Finance (MUTM), a decentralized finance (DeFi) platform based in Dubai, is moving quickly toward the release of its V1 lending and borrowing protocol as it advances through the second phase of its development plan. The project has become one of the most prominent DeFi ventures of 2025, gaining significant interest from both individual and institutional backers, according to a
The platform’s two-pronged lending system—featuring Peer-to-Contract (P2C) pooled markets for assets such as
Mutuum has prioritized security and openness throughout its development. The project recently passed a CertiK audit, earning a Token Scan score of 90 out of 100, and introduced a $50,000 bug bounty to attract ethical hackers, according to a
The V1 protocol is expected to debut on the Sepolia Testnet in the fourth quarter of 2025, featuring essential elements such as liquidity pools, mtTokens, and an automated liquidator bot for risk management, according to the GlobeNewswire report. Lending and borrowing will initially be available for stable assets like ETH and USDT, with loan-to-value (LTV) ratios capped at 75% to ensure liquidity. For more volatile tokens, LTVs will be set between 35% and 65%, with specific liquidation thresholds to safeguard lenders, as detailed in a
The project’s organized roadmap and emphasis on security and scalability have drawn parallels to conventional lending services, while still delivering the efficiency of DeFi, as observed in the GlobeNewswire release.
As the platform gears up for its beta launch and eventual mainnet deployment, investors are watching closely to see how it manages innovation and risk in the competitive DeFi sector, according to the GlobeNewswire update.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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