Safe Protocol: Modular Smart Account Protocol
The Safe Protocol whitepaper was written and released by the Safe Protocol core team in early 2025, in response to the growing demand for asset security and user experience in the decentralized finance (DeFi) sector. Its aim is to address the pain points of asset management complexity and security risks that coexist in current DeFi protocols.
The theme of the Safe Protocol whitepaper is “Safe Protocol: Next-Generation Decentralized Asset Security and Management Framework.” What makes Safe Protocol unique is its introduction of “programmable security policies” and an “on-chain risk assessment engine” to achieve dynamic protection of assets; the significance of Safe Protocol lies in laying a more solid security foundation for decentralized asset management and significantly lowering the barrier for users to participate in DeFi.
The original intention of Safe Protocol is to build a trustless, highly secure, and user-friendly decentralized asset management ecosystem. The core viewpoint presented in the Safe Protocol whitepaper is: by combining “adaptive security policies” with “community-driven risk governance,” it is possible to ensure absolute asset security while achieving flexibility and scalability in decentralized asset management.