fnb stock — F.N.B. Corporation Overview

F.N.B. Corporation (FNB) — overview

What this article covers: This page explains fnb stock as the publicly traded shares of F.N.B. Corporation, a U.S. regional bank based in Pittsburgh, Pennsylvania. You will find key identifiers, a concise corporate history, descriptions of the company’s main business segments (community banking, wealth management, insurance and other services), recent financial trends, capital-allocation actions (dividends and buybacks), how the stock is valued and tracked, governance notes, analyst perspectives, principal risks, recent news items and where to obtain authoritative filings. The content is intended for readers new to financial research and includes citations to public company material and common market-data providers.

Note on timing: Market data and metrics for fnb stock change frequently; readers should consult the company’s investor-relations page and SEC filings for the latest figures (see “Investor relations and filings” below).

Key identifiers

• Ticker and exchange: NYSE: FNB (trades under the symbol FNB). (Source: F.N.B. Corporation investor relations and major market-data providers.)
• Index inclusion: Reported inclusion in the S&P MidCap 400 (check the company’s statements and index provider notices for confirmation). (Source: F.N.B. Corporation disclosures; S&P Dow Jones Indices notices.)
• Typical market data points tracked for fnb stock: market capitalization, daily trading volume, ticker symbol, P/E ratio, dividend yield, and 52-week trading range. (Source: Yahoo Finance; Reuters; Nasdaq-style market-data services.)

History and corporate background

F.N.B. Corporation (often styled FNB) is a regional financial holding company headquartered in Pittsburgh, Pennsylvania. The company traces its origins to a community bank charter in the Pittsburgh area and, over time, evolved into a diversified regional bank and financial-services holding company. (Source: F.N.B. Corporation corporate history on investor-relations materials.)

During its history, F.N.B. expanded through organic growth and acquisitions, building a franchise that covers multiple states in the northeastern and southeastern United States. Notable strategic milestones for the firm have included the acquisition of complementary community banks and bank-holding companies that broadened its deposit base, loan portfolio and geographic footprint. These transactions helped the company grow deposit scale and add lending, wealth and insurance capabilities that shape its modern operating model. (Source: F.N.B. Corporation press releases and SEC filings describing material acquisitions.)

Business operations and segments

F.N.B. operates through several reporting segments that reflect core commercial activities. The descriptions below are concise and intended for a general reader.

Community Banking

Community Banking includes commercial and consumer lending, deposit-taking, payment services and branch-network operations. F.N.B.’s branch footprint and business-banking relationships aim to serve local customers, small and middle-market firms, and consumer clients across its regional footprint. (Source: F.N.B. Corporation annual report and 10-K filings.)

Wealth Management

Wealth Management covers advisory services, brokerage, trust and fiduciary services, retirement-plan administration, and related investment-advisory offerings. These services generate fee income and help deepen client relationships across high-net-worth and institutional accounts. (Source: F.N.B. filings and investor presentations.)

Insurance

The Insurance segment comprises commercial and personal insurance brokerage services. The company distributes insurance products and provides risk-management advisory to business and retail clients through in-house or affiliated brokerage operations. (Source: Company press releases and segment disclosures.)

Other / Corporate services

This category captures mezzanine financing, specialty finance, corporate treasury activities and other non-core or ancillary operations. These activities are typically smaller in scale relative to core banking and wealth-management lines but can influence overall returns and risk profile. (Source: F.N.B. corporate filings.)

Recent financial performance

As of June 1, 2024, publicly available quarterly disclosures and market summaries show that fnb stock performance and company financials reflected higher net interest income and net income relative to comparable prior-year quarters in several recent reporting periods. These trends were driven in part by interest-rate dynamics and loan/deposit growth, as reported by the company. (Source: F.N.B. Corporation quarterly earnings press release and Form 10-Q; reported market commentary on Reuters/Yahoo Finance as of June 1, 2024.)

Recent earnings reports typically highlight the following measurable items:

• Net interest income (NII) and net interest margin (NIM) trends.
• Provision for credit losses and nonperforming asset trends.
• Fee and non-interest income, including wealth and insurance revenue.
• Operating expenses and efficiency ratios.

When reviewing fnb stock, analysts reference quarter-to-quarter changes in NII, loan growth, deposit trends, provisioning for credit losses and core fee income to assess earnings momentum. (Source: Company Form 10-Q/10-K and consensus analyst summaries available on major market-data platforms.)

Capital allocation: dividends, share repurchases and balance sheet

F.N.B. historically employs a capital-allocation mix that typically includes a regular cash dividend and opportunistic share repurchases, subject to regulatory capital requirements and board approval.

• Dividend policy: The company has declared quarterly cash dividends in recent years. For example, the board has previously declared quarterly cash dividends at per-share rates such as $0.12 per common share in certain quarters; readers should verify the exact declaration date and amount in the company’s press releases and dividend notices. (Source: F.N.B. Corporation dividend press releases and investor-relations notices.)

• Share repurchases: F.N.B. has completed multi-year share repurchase programs in which management repurchased shares under authorized programs to reduce share count and return capital to shareholders. Program scope and aggregate repurchases are disclosed in periodic filings and investor presentations; the company’s Form 10-Q/10-K and press releases report completed repurchases and remaining authorizations. (Source: SEC filings—Form 10-Q/10-K—and company press releases.)

• Balance-sheet metrics: Common balance-sheet metrics referenced for fnb stock include total assets, loans outstanding, deposit balances, tangible common equity, loan-to-deposit ratio and liquidity positions (cash, securities). These are reported in the company’s balance sheet in periodic filings. (Source: F.N.B. Corporation Form 10-Q and Form 10-K.)

Readers should consult the latest SEC filings for the exact cash dividend amount, ex-dividend dates, buyback program authorizations and detailed balance-sheet line items at the time they research fnb stock. (Source: Company investor-relations page and SEC Edgar filings.)

Stock market data and valuation metrics

Investors and researchers commonly track fnb stock using several metrics and market-data sources. Typical valuation indicators and how they are presented:

• Price-to-earnings (P/E) ratio: Market-data providers often show P/E ratios for regional banks. For F.N.B., the P/E has historically been in the low-to-mid teens according to consensus market-data snapshots; however, the specific ratio changes daily as share price and reported earnings vary. (Source: Yahoo Finance; Reuters; YCharts snapshots.)

• Dividend yield: FNB’s dividend yield is calculated from the declared quarterly dividend annualized and the current share price. The yield characteristic is commonly noted for income-seeking investors and is reported by market-data portals. (Source: Seeking Alpha; Yahoo Finance dividend data.)

• 52-week trading range: Analysts and investors reference the stock’s 52-week high and low to gauge price volatility. Market-data services such as Yahoo Finance, Nasdaq and Reuters provide a rolling 52-week range for fnb stock. (Source: Yahoo Finance; Reuters.)

• Real-time quotes and analyst coverage: Financial portals—Yahoo Finance, Reuters, Nasdaq, Seeking Alpha, YCharts and brokerage platforms—provide real-time quotes, analyst ratings and price targets that help inform investor perspectives on fnb stock. Users should verify the timestamp and data provider for any quoted metric. (Source: Market-data providers listed.)

As of June 1, 2024, market-data snapshots from major providers showed contemporaneous values for market cap and 52-week trading range; readers should refresh those tools for the latest numbers before making research conclusions. (Source: Yahoo Finance and Reuters snapshots as of June 1, 2024.)

Corporate governance and management

Executive leadership and board oversight are important factors for any publicly traded company, including F.N.B. Corporation. Key governance points for fnb stock research include:

• Executive leadership: The company’s CEO and other named executives appear on the cover page of the Form 10-K and in investor-relations leadership bios. Analysts note leadership succession planning, management tenure and incentives when commenting on governance. (Source: F.N.B. Corporation 10-K and leadership biographies on the investor-relations site.)

• Board oversight: The board-level committees (audit, risk, compensation, nominating/governance) and any board refresh activities are discussed in proxy statements and analyst write-ups. Governance commentary can highlight board composition, independent directors and insider activity. (Source: Definitive Proxy Statement—Form DEF 14A; analyst coverage summaries.)

• Insider activity and governance commentary: Analysts occasionally highlight insider buying/selling, changes to executive compensation frameworks, and any governance actions that may influence investor confidence in fnb stock. These items are disclosure-driven and appear in SEC filings and press releases. (Source: SEC filings such as Form 4 for insider trades; proxy filings.)

Analyst coverage and investment perspectives

Sell-side analysts and independent research providers offer a range of opinions on fnb stock. Coverage typically includes earnings-model forecasts, valuations (P/E, tangible-book multiple), dividend outlook and note on buyback programs.

• Nature of coverage: Analyst ratings on fnb stock range from conservative to constructive, with divergent fair-value estimates reflecting assumptions about loan growth, margin trends and credit performance. (Source: Consensus analyst summaries on market-data platforms.)

• Investor viewpoints: Common investor perspectives frame FNB as a regional-bank story—stable profitability derived from community-banking relationships, recurring fee income from wealth and insurance lines, and capital return via dividends and buybacks—versus risks tied to regional economic cycles, credit quality and execution of strategy. (Source: Independent research notes and sell-side commentaries compiled on market portals.)

The variety of analyst views is a reminder to consult multiple sources and the company’s own disclosures when researching fnb stock. (Source: Market-data platforms and the company’s investor-relations materials.)

Risks and considerations

When evaluating fnb stock, readers should consider several principal investment and operational risks which the company discloses and which analysts commonly discuss:

• Interest-rate sensitivity: Banks’ net interest income and net interest margins can be sensitive to rate shifts. Changes in short- and long-term interest rates affect deposit costs, loan pricing and securities valuations. (Source: F.N.B. Corporation risk disclosures in Form 10-K and Form 10-Q.)

• Credit/default risk: The credit quality of commercial and consumer loans affects provisions for credit losses and net income. Regional economic stress can increase nonperforming assets. (Source: Company credit-risk disclosures in periodic filings.)

• Regional economic exposure: F.N.B.’s business is concentrated in specific states and markets; regional economic downturns can materially impact loan demand and credit performance. (Source: Company disclosures and analyst commentaries.)

• Regulatory environment: Banking regulations, capital and liquidity requirements, and supervisory actions can affect capital deployment, dividend capacity and strategic flexibility. (Source: Public filings and regulatory notices.)

• Governance and execution risk: M&A integration, management succession and execution of strategic initiatives—such as technology modernization—are operational risks that can affect performance. (Source: Proxy statements; company risk-factor disclosures.)

These risk factors are reported by F.N.B. in required SEC filings and are updated periodically; consult the latest Form 10-K/10-Q for authoritative disclosures. (Source: F.N.B. Corporation Form 10-K/Form 10-Q.)

Recent news and notable developments

Below are short, factual bullets summarizing recent reportable items for fnb stock drawn from company releases and market summaries. Dates indicate the time context for each item.

• As of June 1, 2024, F.N.B. released quarterly results showing higher net interest income and net income compared to the year-ago quarter, driven by improved yields and core lending activity. (Source: F.N.B. Corporation quarterly earnings press release and Form 10-Q, reported on market-data platforms as of June 1, 2024.)

• As of June 1, 2024, the board declared a regular quarterly cash dividend; the press release included the declared per-share dividend amount and declared payment and ex-dividend dates. (Source: F.N.B. Corporation dividend press release available via investor relations.)

• As of the most recent updates through mid-2024, the company reported the completion of a multi-year share repurchase program and described ongoing investments in technology and digital capabilities to enhance client service. (Source: Company press releases and investor presentations; SEC filings.)

All items above are drawn from the company’s public disclosures and coverage by market-data providers. Readers should verify the exact dates and figures in the cited press releases and SEC filings when researching fnb stock. (Source: F.N.B. investor-relations releases; Form 10-Q/10-K.)

Investor relations and filings

For authoritative and up-to-date information about fnb stock, consult F.N.B. Corporation’s investor-relations resources. Key filings and documents to review include Form 10-Q (quarterly reports), Form 10-K (annual report), Form 8-K (material events), proxy statements (DEF 14A) and press releases. Earnings call transcripts and investor presentations further contextualize the reported results. (Source: F.N.B. Corporation investor-relations and SEC Edgar filings.)

As of June 1, 2024, the company’s investor-relations site and SEC filings remain the primary source for current financials, dividend notices and formal corporate disclosures. (Source: F.N.B. investor-relations site and SEC Edgar.)

See also

• Regional banks and community banking models
• S&P MidCap 400 index
• Comparable regional-bank tickers and sector peers (search market-data platforms for contemporaneous lists)
• Investor-relations glossary (earnings per share, P/E ratio, net interest income, nonperforming assets)

References and sources

This article draws on F.N.B. Corporation’s public disclosures and common financial-data providers. Each factual claim above is attributed to one or more of these sources; below is a concise list of the types of primary sources used for verification:

• F.N.B. Corporation investor-relations press releases and dividend notices (company press releases and investor communications). (Source: F.N.B. Corporation investor relations.)
• SEC filings: Form 10-Q (quarterly reports), Form 10-K (annual reports), Form 8-K (material events), and proxy statements (DEF 14A) for governance and executive disclosures. (Source: SEC Edgar filings.)
• Market-data and news providers: Yahoo Finance, Reuters, Nasdaq-style market-data pages, Seeking Alpha and YCharts for valuation snapshots, analyst summaries and price ranges. (Source: Market-data providers as of June 1, 2024.)
• Independent research and financial commentary: Analyst reports and independent coverage aggregated by financial portals. (Source: Seeking Alpha; Reuters; market-data platforms.)

Each section of this article cites the relevant type of source inline. For the most current numeric data (market cap, share price, P/E, dividend yield and 52-week range) consult real-time market-data platforms and the company’s investor-relations disclosures.

To explore the latest filings and real-time market data for fnb stock, check the company’s investor-relations page and SEC Edgar filings first, then cross-check live market-data providers for current price and analyst commentary.

Appendix: Notes on sources and citation practice

• Every factual claim in this overview references the company’s official filings (Form 10-K, Form 10-Q, press releases), and mainstream market-data providers such as Yahoo Finance, Reuters, Nasdaq-style quotes and independent research aggregators. Where exact numeric or dated items are needed for investment decisions, consult the cited primary filings and real-time market data.

• The statements in this article are factual summaries and are not investment advice. Readers should consult licensed financial advisors and primary filings before making investment decisions related to fnb stock.