Cipher Trio
4.5
117 ratings
Im Cipher Trio, an explorer who shuttles between blockchain technology and the multilingual world. Im proficient in Chinese, English, and Japanese, and Im good at breaking down complex Web3 concepts. From the principles of smart contracts to the NFT art ecosystem, from DeFi innovations to cross-chain technology trends, Ill bring you in-depth interpretations from a global perspective in three languages. I once delved into the application of cryptography at a blockchain laboratory in Tokyo, and later joined a DAO organization in Silicon Valley to promote decentralized collaboration. Now, Im building a bridge between technology and the public with multilingual content. Follow me and lets unlock the infinite possibilities of blockchain together!
Are stocks personal property? What to know
This guide answers "are stocks personal property" under U.S. law, explains how that classification affects taxation, transfers, creditor claims and estates, and gives practical steps investors and ...
2025-12-25 16:00:00
are stocks open on black friday — hours & guidance
A clear, practical guide answering “are stocks open on Black Friday”: U.S. equity markets normally trade on Black Friday with shortened hours (typically an early close), bond markets often follow S...
2025-12-24 16:00:00
Are Stocks Liquid Net Worth? Guide
A clear, practical guide explaining whether publicly traded stocks should be counted toward liquid net worth, how to adjust values for real liquidity, and how this affects short‑term planning — wit...
2025-12-24 16:00:00
are stocks illegal: U.S. legal guide
This article answers are stocks illegal by explaining that stocks themselves are lawful in most jurisdictions—including the United States—and that illegality arises from specific conduct (insider t...
2025-12-24 16:00:00
are stocks going up now — Real-Time Guide
A practical, beginner‑friendly reference on what people mean by “are stocks going up now,” which real‑time indicators and tools to check, and a 5‑step checklist to answer the question quickly and r...
2025-12-24 16:00:00
Are stocks going back down
A concise, evidence-based look at whether stocks are going back down — summarizing late‑2025/early‑2026 market drivers, indicators to watch, professional views, and practical steps investors can ta...
2025-12-24 16:00:00
are stocks easy to learn? A beginner's guide
Are stocks easy to learn? Short answer: the basics are accessible to most people in days or weeks, but becoming consistently skilled at investing or active trading takes months to years of study, p...
2025-12-24 16:00:00
are stocks covered by fdic — What investors should know
This article answers the question “are stocks covered by fdic”, explains FDIC vs SIPC protections, what is and isn’t insured (including digital assets), and gives practical steps investors can take...
2025-12-24 16:00:00
Are stocks compounded daily or annually?
Are stocks compounded daily or annually? Short answer: stocks do not have a built‑in daily or annual compounding schedule like a bank account. Compounding in equities arises from reinvested dividen...
2025-12-24 16:00:00
are stocks bad for the environment? Explained
This article examines whether are stocks bad for the environment by tracing how capital allocation, ownership, engagement and index/ fund dynamics link public equities to environmental outcomes — a...
2025-12-24 16:00:00
are stocks always available to buy? Guide
Short answer: for most exchange‑listed, liquid stocks during trading hours there is usually a counterparty, but are stocks always available to buy? Not always — illiquidity, halts, delistings and s...
2025-12-24 16:00:00
are stocks a direct or indirect investment? Guide
are stocks a direct or indirect investment? Short answer: both. You can hold shares directly with voting rights or indirectly via funds and retirement accounts. This guide explains the differences,...
2025-12-24 16:00:00
are stock transfers taxable?
This article answers the question are stock transfers taxable? It explains when moving publicly traded stock between accounts, people, brokerages, or entities creates a taxable event under U.S. fed...
2025-12-24 16:00:00
Are Stock Splits Good for Shareholders? Practical Guide
This article answers the question “are stock splits good for shareholders” by explaining split mechanics, tax and trading effects, company motives, empirical evidence, risks, and practical steps in...
2025-12-24 16:00:00
Are Stock Purchases Public Record?
Are stock purchases public record? Individual retail trade executions are not published with personal identifiers, but many ownership stakes and certain transactions (insider trades, >5% stakes, in...
2025-12-23 16:00:00
Are stock predictions accurate? Practical guide
Are stock predictions accurate? This guide explains what forecasts mean in equities and crypto, summarizes evidence on accuracy, outlines methods and limits (including ML pitfalls), and gives pract...
2025-12-23 16:00:00
are stock options tax deductible for corporations — Guide
This article explains whether and when corporations can deduct stock‑based compensation for federal tax purposes in the U.S. It covers common instruments (NSOs, ISOs, RSAs, RSUs, ESPPs), governing ...
2025-12-23 16:00:00
Are Stock Options Capital Gains? Guide
This guide answers: are stock options capital gains or ordinary income? It explains how ISOs, NSOs, ESPPs and market options are taxed at grant, exercise, and sale; holding periods, AMT, basis, rep...
2025-12-23 16:00:00
are stock losses in an ira tax deductible
Are stock losses in an IRA tax deductible? Short answer: generally no. This practical guide explains the tax treatment of losses inside traditional and Roth IRAs, the narrow historical exception (p...
2025-12-23 16:00:00
are stock futures up today? Quick premarket guide
This article explains what traders mean when they ask "are stock futures up today", how to read premarket futures (ES, NQ, YM), where to check reliable data, common drivers of overnight moves, and ...
2025-12-23 16:00:00
are stock earnings taxed: complete guide
This guide answers “are stock earnings taxed” by explaining when and how gains, dividends, and other stock-related events are taxed in the U.S., how account type and holding period matter, reportin...
2025-12-23 16:00:00
are stock buybacks good for investors — Guide
This guide answers are stock buybacks good for investors by explaining what buybacks are, how they work, evidence for and against them, how to evaluate programs, and practical steps investors can t...
2025-12-23 16:00:00
are stock bonuses taxed? Comprehensive guide
This guide answers “are stock bonuses taxed” for U.S. taxpayers. It explains common equity awards (RSAs, RSUs, NSOs, ISOs, ESPPs, ESOPs), when taxable events occur (grant, vest, exercise, sale), or...
2025-12-23 16:00:00
are small cap stocks overvalued? Data guide
This article answers “are small cap stocks overvalued” using definitions, historical evidence, valuation metrics, drivers, model forecasts and practical investor steps. It summarizes recent researc...
2025-12-23 16:00:00
are semiconductor stocks a buy now
Are semiconductor stocks a buy? This long-form guide explains industry fundamentals, 2024–2026 market moves, demand and supply drivers, valuation checks, risks (including geopolitical/export contro...
2025-12-23 16:00:00
Are restricted stock units considered income?
Are restricted stock units considered income? Yes — RSUs are generally treated as ordinary income when they vest, measured by the fair market value of the shares at settlement; later sales create c...
2025-12-23 16:00:00
are rate cuts good for bank stocks? Quick guide
A practical guide explaining whether are rate cuts good for bank stocks, how Fed policy affects bank profits, historical patterns, metrics to monitor, and investor-ready scenarios.
2025-12-23 16:00:00
are private companies listed on stock exchange — explained
This article answers “are private companies listed on stock exchange” in plain terms: by definition they aren’t. It explains definitions, edge cases (OTC, subsidiaries, tokenization), how private f...
2025-12-23 16:00:00
Are people pulling money out of the stock market?
A practical, data-driven guide to whether investors are net withdrawing capital from equities. Covers fund-flow trackers, manager surveys, market indicators, recent 2024–2025 episodes and a checkli...
2025-12-22 16:00:00
Are penny stocks really a penny?
Are penny stocks really a penny? This article explains what people mean by “penny stocks,” why the phrase is a colloquialism rather than a literal price label, where such stocks trade, the main ris...
2025-12-22 16:00:00
are penny stocks dangerous? Full guide
This guide answers 'are penny stocks dangerous' by explaining what penny stocks are, the main risks (volatility, illiquidity, fraud), real-world cases, regulatory warnings, practical risk controls,...
2025-12-22 16:00:00
are otc stocks on robinhood: availability guide
A clear answer on whether are otc stocks on robinhood — Robinhood supports some OTC equities (mainly higher‑tier ADRs and select issuers) but generally does not offer most OTC Pink/penny stocks. Th...
2025-12-22 16:00:00
are oil stocks up?
This guide answers the question “are oil stocks up” by defining oil stocks, explaining how to interpret that question across timeframes and benchmarks, summarizing recent market context (with dated...
2025-12-22 16:00:00
are oil stocks a buy now? A practical market guide
Are oil stocks a buy now? This article examines the current oil-market backdrop, categories of oil equities, key drivers and risks, valuation and financial metrics, analyst commentary, and practica...
2025-12-22 16:00:00
are my stocks safe in robinhood? Full guide
This guide answers “are my stocks safe in Robinhood” by explaining broker protections (SIPC, excess insurance, FDIC sweep), account security controls, product exceptions (crypto), operational risks...
2025-12-22 16:00:00
are mergers good for stock: Practical guide
A clear, research-backed guide on whether mergers are good for stock. Explains differences for targets vs acquirers, deal structures, typical market reactions, key value drivers, empirical evidence...
2025-12-22 16:00:00
Are international stocks a good investment right now?
A practical, data‑driven guide for investors asking “are international stocks a good investment right now?” — definitions, 2024–2026 performance context, risks, access methods (ETFs/ADRs), allocati...
2025-12-22 16:00:00
are hospital stocks a good investment? 2026 guide
This article answers the question “are hospital stocks a good investment” by defining what hospital stocks are, reviewing industry fundamentals and risks, summarizing recent market signals (includi...
2025-12-22 16:00:00
Are Global Stock Markets Overvalued?
This article examines whether global stock markets are overvalued by reviewing valuation metrics (P/E, CAPE, Q‑ratio, market‑cap/GDP, dividend yields), recent empirical evidence through 2024–2026, ...
2025-12-22 16:00:00
are forward stock splits good: Practical Guide
This article explains what forward stock splits are, how they work, and whether are forward stock splits good for companies and investors. It covers mechanics, corporate motives, investor effects, ...
2025-12-21 16:00:00
are etfs mutual funds or stocks — clear guide
Are ETFs mutual funds or stocks? This guide explains that ETFs are investment funds (like mutual funds) that trade on exchanges like stocks, compares structures, trading, tax and risks, and offers ...
2025-12-21 16:00:00
are energy stocks a good investment? 2026 guide
This guide answers the question “are energy stocks a good investment” by explaining what energy stocks cover (oil & gas, midstream, utilities, renewables), their historical cycles, benefits (income...
2025-12-21 16:00:00
Are dividends affected by stock price?
This article answers: are dividends affected by stock price, explaining the mechanical ex-dividend adjustment, valuation and signaling channels, trading and tax frictions, practical investor checks...
2025-12-21 16:00:00
are dividend stocks better? A practical guide
This guide answers: are dividend stocks better for your portfolio? Covering definitions, types, metrics, pros/cons, strategies, taxes, examples and how to build a dividend portfolio — with timely m...
2025-12-21 16:00:00
are crypto and stocks the same thing? Explained
A clear, beginner-friendly comparison that answers: are crypto and stocks the same thing? This guide explains core differences (ownership, valuation, issuance, regulation), shared features (tradabi...
2025-12-21 16:00:00
Are Chip Stocks Overvalued? 2026 Analysis
Are chip stocks overvalued? This in-depth 2026 review examines semiconductor valuation signals, drivers (AI, supply, concentration), company snapshots, risks, technical indicators, and practical mo...
2025-12-21 16:00:00
Are Casino Stocks Good Investments?
Are casino stocks good investments? This guide explains what casino stocks are, the industry landscape (land-based resorts, regional casinos, online iGaming and sportsbooks, and suppliers), key ups...
2025-12-21 16:00:00
are buying stocks halal: A Practical Guide
This article answers the question “are buying stocks halal” for Muslim investors. It explains Shariah principles, how modern stocks are classified, common screening rules (business and financial), ...
2025-12-21 16:00:00
are bonds stocks — what's the difference
Short answer: are bonds stocks? No. Bonds are debt instruments (fixed income) while stocks are equity (ownership). This article explains legal, economic, income, risk, market and portfolio differen...
2025-12-20 16:00:00
are bonds and stocks correlated? A primer
This article answers the question “are bonds and stocks correlated” by defining stock–bond correlation, showing how it is measured, summarizing historical regimes and drivers, and giving practical,...
2025-12-20 16:00:00
Author's choice
The author frequently mentions these cryptos in articles
