Introduction to the Bitget Card

[Estimated Reading Time: 5 minutes]

The Bitget Card is a versatile crypto-to-fiat payment solution that empowers users to spend cryptocurrency directly from their Bitget accounts. The card automatically converts your digital assets into fiat currency, enabling seamless transactions at millions of merchants worldwide. With no annual fees, low transaction costs, and generous spending limits, the Bitget Card offers financial flexibility tailored to both casual users and high spenders.

Key Features and Benefits

• No Annual Fee: Save on recurring costs often charged by traditional cards.

• Global Usability: Accepted wherever Visa cards are supported, both online and offline.

• Instant Crypto Conversion: Automatically converts crypto into fiat during purchases or withdrawals.

• Flexible Spending Limits: Monthly limits of up to $3 million for Level 4 cardholders.

• Transparent Fees: Enjoy predictable and competitive rates for transactions and ATM withdrawals.

• Dynamic Card Levels: Earn higher limits and perks as you upgrade your card level.

Fee Schedule

Here’s the full breakdown of the fees associated with the Bitget Card:

Spending Limits

The Bitget Card provides tiered limits based on card levels:

ATM Withdrawal Limits

How Card Levels Work

Bitget Cards have four levels, determined by your VIP status and quarterly spending performance.

Card Levels and VIP Status

Your initial card level depends on your Bitget VIP level:

Card Level Upgrades and Downgrades

Card levels are reviewed quarterly (January 1st, April 1st, July 1st, October 1st). Upgrades and downgrades depend on your spending activity:

FAQs

1. What are the fees for using the Bitget Card?

Fees include:

• Annual Fee: None.

• ATM Withdrawal Fee: $0.65 + 2% of transaction volume.

• Transaction Fee: 0.9% per transaction.

• Inactivity Fee: $1 per month after 12 months of inactivity.

• Card Replacement Fee: $59 (Premium) or $199 (Black).

2. What are the spending limits for the Bitget Card?

Spending and withdrawal limits depend on your card level:

• Monthly Spending Limits: Up to $3 million (Level 4).

• Transaction Spending Limit: Unlimited for Level 4.

• Daily ATM Withdrawal Limit: $2,000.

• Monthly ATM Withdrawal Limit: $10,000.

3. How do card levels work?

Card levels are determined by your VIP status and quarterly spending performance. Higher spending unlocks higher levels with increased limits and perks.

4. Are there foreign transaction fees?

Yes. A 1% on top of VISA's foreign exchange rate.

5. Where can I use the Bitget Card?

The Bitget Card is accepted anywhere Visa cards are supported. However, ATM withdrawals are restricted in North Korea, Iran, and Myanmar.

6. How does currency conversion work for non-USD transactions?

Non-USD transactions are automatically converted into USD using Visa’s exchange rate at the time of the merchant’s settlement. This exchange rate may differ slightly from the rate on the transaction date due to fluctuations. Be aware that Visa or the issuing bank may also apply additional FX fees for these conversions.

7. What is the authorization hold, and why does it show a higher amount?

When using your Bitget Card, the authorized amount for a transaction may appear 20% higher than the actual transaction value. This additional amount is a security hold to ensure sufficient funds to cover potential fees or adjustments. The reserved amount will be released back into your Bitget Card balance once the transaction is finalized.